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FHA Loan and Refinancing in Modesto, California
Welcome to the official site of NorCal Mortgage Pros. We are a full-service mortgage company based in Modesto, California. We specialize in FHA loans, VA loans, Jumbo loans, USDA loans, and Refinancing in Modesto. We also serve the surrounding cities in Stanislaus County. Whether you are buying a home or refinancing in any of these zip codes: 95354, 95355, 95356, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
FHA | VA | USDA | HomePath | Jumbo | Conventional
Refinancing? We can help you with that, too!
We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | HARP | Jumbo
Contact NorCal Mortgage Pros today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Latest from the Blog
Reasons to Refinance When Rates are Rising - 5 Examples
In previous posts, we talked about the current rise in mortgage rates and whether it's still a good time to buy a home (yes it is!).
This week, we want to focus on refinancing and whether you should consider it in this market. While it may not be the right time to refinance for all homeowners,...
Credit Score Requirements For 2019 Homebuyers
Your credit score is the first thing we review when applying for a home loan. While there are many factors involved in qualifying, your FICO is the most critical. The minimum credit score needed in 2019 to qualify depends mostly on the type of home loan you are looking to get.
Is Paying Off Your Mortgage Early Worth It?
Paying off debt as soon as possible is always is a good thing --but does that rule also apply to mortgage debt? Is making an extra payment each month to pay off the mortgage early worth it?
In this week's post, we'll explore the pros and cons of paying off the mortgage early.
Not a homeowner...
Increased Mortgage Rates --Should You Still Buy In 2019?
Does the news of rising rates make you second guess buying your first home in 2019? It shouldn't and here's why:
Higher Rates But Not Frighteningly High
With headlines that read "Feds Hike Up Mortgage Rates -- Highest Since 2014," it's no wonder that you doubt that it's a great time to buy...